Enterprise · Both

Business Ownership

The legal structure of a business affects risk, control, finance and liability.

Main types

• **Sole trader** – one owner; full control; unlimited liability • **Partnership** – two or more owners sharing responsibility • **Private limited company (Ltd)** – shareholders; limited liability; more regulation • **Franchise** – trade under an established brand for fees/royalties

Limited vs unlimited liability

Unlimited liability: owners can lose personal assets if the business fails. Limited liability: owners only risk the money they invested in shares. Choose structure based on risk, growth plans and desire for control.

Worked example

Why might a growing firm become an Ltd?

Solution: To raise capital via shares and protect owners with limited liability.

Practice questions

1. What is unlimited liability?

2. Name two advantages of a franchise.